Unpopular opinion: self custody isn't right for everyone, here's my story.

With the whole Coldcard thing that just happened, figured it's worth sharing my own experience, even though I know this isnt gonna be a popular opinion here.

Back in 2024-2025 i sold off the bitcoin i had left (did a full cycle, accumulated in the bear market, sold in tranches over time) and put it all into IBIT inside my TFSA (Canadian tax free account). Since then i dont hold any bitcoin in self custody anymore, just IBIT.

Why i did it. Im an extremely security conscious person but i also deal with anxiety, and knowing i had a big chunk of money rely entirely on me never making a single mistake, one bad day, one moment of being less focused, that stressed me out way more than it should have. Not because i didnt know the best practices, just the mental weight of knowing its 100% on me with no safety net.

Also in my TFSA the gains are fully tax free, so im not "avoiding taxes" like some people are gonna assume, its literally what the account is designed for. And for people who dont know, in Canada CIPF covers up to 1 million dollars if the brokerage itself goes insolvent (doesnt cover market losses, just insolvency of the firm, want to be clear on that).

I know a lot of people here see this as a bad move, giving your coins to Blackrock, giving them more leverage over the market etc. I get the argument and its a solid one if your comfortable with self custody.

But im not posting this to convince the hardcore self custody crowd. This is more for people like me, dealing with anxiety, stress, or people who are newer and not totally confident in what theyre doing yet. Its ok to choose simplicity and peace of mind if that keeps you invested long term instead of panicking or making a costly mistake. Theres more than one right way to do this.

Anyway thats my story, downvote me if you want but wanted to put it out there for anyone asking themselves the same question.